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Feberal Budget 2024 Provides Incentives For First Time Home Buyers

 The April 2024 Federal Budget in Canada has provided two incentives for First Time Home Buyers (FTHBs).

The first allows FTHBs to buy new construction with less than a 20% downpayment and have a mortgage amortized over 30 years. This allows for lower payments and allows the borrower to qualify for a slightly higher mortgage amount.


The second incentive, increased the amount a FTHB can take from their RRSP to use towards the purchase of a home from $35,000 to $60,000 and for a married couple this could provide up to $120,000 for the purchase. Additionally the first repayment does not start for five years if the withdrawl is made before December 31, 2025.

We specialize in reverse mortgages, click the graphic below to learn more:

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